Your use of this website constitutes your agreement and compliance with the terms and conditions set out below. Together with our Privacy Policy, this forms the entire agreement between you and Koch B & Y Insurance Services Ltd (“Koch B & Y”) regarding your use of this website. If you do not agree with these terms, you should discontinue use immediately. Please note that these terms and conditions may be updated from time to time, and it is your responsibility to review them regularly.

Website Ownership and Operation

This website, kochbandyinsurance.com, is operated by Koch B & Y Insurance Services Ltd, a licensed insurance brokerage in British Columbia regulated by the Insurance Council of British Columbia (General Licence – Active).

The website allows visitors to request insurance quotes for various products and services. Insurance purchases, however, must be completed with a licensed insurance broker over the phone or in person. To speak to a Koch B & Y licensed broker, please contact us directly at [email protected] or by phone at +1 604-937-3601.

Privacy

Koch B & Y is committed to protecting your privacy and handling your personal information responsibly. We will clearly identify the purposes for collecting, using, and disclosing your personal information and will obtain your consent where required by law. For more details, please review our Privacy Policy.

Intellectual Property and Reserved Rights

Except for open-source platform components, this website consists of original content including text, graphics, images, videos, icons, trademarks, brand names, and custom code, either developed by Koch B & Y or licensed from third parties.

Koch B & Y owns, or has obtained the necessary licenses for, all intellectual property rights associated with this website, including copyrights, trademarks, and trade names. All website content is protected by applicable copyright, trademark, and intellectual property laws.

  • All trademarks not owned by Koch B & Y are the property of their respective owners and are used under license or with permission.
  • Unauthorized use, reproduction, modification, republishing, or distribution of website content, in whole or in part, without prior written consent from Koch B & Y, is strictly prohibited.
  • Koch B & Y reserves the right to take legal action to enforce its intellectual property rights.

Links to Third-Party Websites

This website may contain links to third-party websites. Koch B & Y is not responsible for the content, policies, or practices of any external websites. When you access a third-party website, you are subject to its own terms and conditions and privacy policy.

Products and Services

The product and service descriptions on this website are provided for informational purposes only and may not represent complete or final policy terms, conditions, or exclusions. For detailed information about specific coverage, please refer to the terms and conditions outlined in your policy documents.

Some products or services referenced on this website may only be available in certain provinces or jurisdictions within Canada. Availability is subject to applicable laws and licensing requirements.


Koch B & Y Insurance Services Ltd
Licensed Insurance Brokerage in British Columbia
Regulated by: Insurance Council of British Columbia (General Licence – Active)

Office: Como Lake Village,
152-1960 Como Lake Ave,
Coquitlam, BC V3J 3R3, Canada

[email protected]
+1 604-937-3601